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Delayed Gratification

noun | [ dih-leyd ] [[ grat-uh-fi-key-shuhn ]

Delayed Gratification is the ability to resist the temptation for an immediate satisfaction in the hope of obtaining a valuable or personally satisfying reward in the long term. This requires the ability to attend to the intellectual aspects of the reward rather than the emotional aspects, foregoing immediate pleasures in the anticipation of a later prize. It is our ability to inhibit our impulses and exercise self-control, making us more accountable.

Delayed Gratification is an essential ingredient for cultivating healthy habits, nurturing self-discipline, building relationships with others, pursuing academic goals, sustaining a job and building a career. It also plays a key role in cooperative decision-making enhancing our ability to work together to attain commonly accepted goals.

Delayed Gratification In Action

The person will be able to:

  • Set and pursue long term goals.
  • Persist at learning or doing something even if it turns out to be difficult or challenging.
  • Make and follow through plans.
  • Prioritise others’ needs in relationships by deferring their own for the time being.
  • Demonstrate dedication towards a greater goal or a vision for the future, for themselves as well as others.
  • Demonstrate patience and accountability in their actions
  • Display motivation to try again and harder in the event of failure or setbacks.
  • Take risks and demonstrate trust, in self and others.

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Delayed Gratification

noun | [ dih-leyd ] [[ grat-uh-fi-key-shuhn ]

Delayed Gratification is the ability to resist the temptation for an immediate satisfaction in the hope of obtaining a valuable or personally satisfying reward in the long term. This requires the ability to attend to the intellectual aspects of the reward rather than the emotional aspects, foregoing immediate pleasures in the anticipation of a later prize. It is our ability to inhibit our impulses and exercise self-control, making us more accountable.

Delayed Gratification is an essential ingredient for cultivating healthy habits, nurturing self-discipline, building relationships with others, pursuing academic goals, sustaining a job and building a career. It also plays a key role in cooperative decision-making enhancing our ability to work together to attain commonly accepted goals.

Delayed Gratification In Action

The person will be able to:

  • Set and pursue long term goals.
  • Persist at learning or doing something even if it turns out to be difficult or challenging.
  • Make and follow through plans.
  • Prioritise others’ needs in relationships by deferring their own for the time being.
  • Demonstrate dedication towards a greater goal or a vision for the future, for themselves as well as others.
  • Demonstrate patience and accountability in their actions
  • Display motivation to try again and harder in the event of failure or setbacks.
  • Take risks and demonstrate trust, in self and others.

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Learning to Learn is the ability to pursue and persist in...

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Compassion is our ability to feel for others when they are...

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Agency is the ability to make intentional and informed decisions about...

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विलंबित समाधान

दीर्घावधीत मूल्यवान पुरस्कार किंवा वैयक्तिक पातळीवरील समाधान मिळवून देणाऱ्या पुरस्कार प्राप्तीची मानसिकता ठेऊन तात्कालिक स्वरूपाच्या मिळणाऱ्या समाधानाच्या मागे लागण्याच्या मोहाला थोपविण्याची क्षमता म्हणजेच विलंबित समाधान होय. पुढे जाऊन एखादा पुरस्कार मिळेल या अपेक्षेने तात्काळ मिळणाऱ्या समाधानाच्या मागे लागणे, पुरस्काराचे भावनिक पैलू या ऐवजी पुरस्काराच्या बौद्धीक पैलूंकडे लक्ष देण्याच्या क्षमतेची यात आवश्यकता असते. या क्षमतेमुळे आपल्या आवेगांना प्रतिबंध घालण्याची क्षमता विकसित होते आणि स्वनियंत्रणाचा वापर करता येतो, ज्याने आपण अधिक जबाबदार बनतो.

आरोग्याला पोषक सवयी जोपासणे, स्वयंशिस्तीचे पोषण करणे, इतरांसोबत चांगल्या संबंधांची उभारणी करणे, शैक्षणिक ध्येय संपादीत करणे, नोकरीत टिकून राहणे आणि व्यावसायिक क्षेत्रातील कारकिर्दीची उभारणी करणे यासाठी विलंबित समाधान हा एक अत्यावश्यक घटक आहे. सर्वांना मान्य असलेली ध्येय्ये संपादीत करण्यासाठी एकत्रितपणे काम करण्याची क्षमता समृद्ध करण्यासाठी सहयोगीपद्धतीने निर्णय घेण्यात याचीसुद्धा महत्त्वाची भूमिका असते.

विलंबित समाधान या कौशल्याची व्यवहारातील अभिव्यक्ती

हे कौशल्य आत्मसात केलेली व्यक्ती पुढील गोष्टी करण्यासाठी सक्षम झालेली दिसते.

  • दीर्घकालीन ध्येय निश्चित करणे आणि त्याचा पाठपुरावा करणे.
  • एखादी गोष्ट शिकणे किंवा काहीतरी करणे हे अवघड असल्याचे किंवा आव्हानात्मक असल्याचे जरी लक्षात आले तरी त्याचा पाठपुरावा कायम ठेवणे
  • नियोजन करणे आणि ते सुरुवातीपासून शेवटपर्यंत ते पार पडणे.
  • स्वतःच्या गरजा काही काळपर्यन्त लांबणीवर टाकून नातेसंबंधांमधील इतरांच्या गरजांना प्राधान्य देणे.
  • स्वतःच्या त्याचबरोबरीने इतरांच्याही भविष्यासाठीच्या एखाद्या महत्तम ध्येयाच्या किंवा स्वप्नवत ध्येयाच्या दिशेने समर्पित वृत्ती दाखविणे
  • आपल्या कृतीतून संयम आणि जबाबदारी स्वीकारण्याची वृत्ती दर्शवणे.
  • अपयश किंवा अडथळे यांना सामोरे जावे लागणाऱ्या प्रसंगीसुद्धा पुन्हा प्रयत्न करण्यासाठी आणि अधिक जोमाने प्रयत्न करण्यासाठी प्रेरीत असल्याचे दर्शवणे.
  • जोखीम घेणे आणि स्वतःवर तसेच इतरांवर विश्वास असल्याचे दर्शवणे.

इतर भाषांतील समानार्थी शब्द

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Initiative is the ability that motivates us to independently engage with ideas, people, and experiences with enthusiasm

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Insumtheihna

Insumtheihna (Delayed Gratification) chu khuarei a hlu zawk leh lawmna tur zawk min hlawhchhuah tir thei tur beiseina avanga hun rei lo te chhung chauh nawmna leh lungawinna min thlen thei laka thlemna leh chak zawng lak a insum theih hi a ni a. Hei hian suangtuahna lam nilo a rilru finna lam hman thiam a keng tel a, khuarei a lawmna tur zawk hre chun a reilo te nawmna tlansan a tul a ni. Kan thathona leh phawklekna te  beng daih a mahni inthunun theihna chuan mirintlak leh rinawmah a siam dawn zawk a lo ni.

Insumtheihna (Delayed Gratification) hi nunphung hrisel tak neih nan , mahni in thunun nan, in kungkaihna siam nan te, zirna leh eizawnna mumal zawk min kawhhmuh tu atan a pawimawh tak a ni nghe nghe. Thawh hona tha nei tur leh pawm tlan theih thutlukna tha lungrual taka siamna kawngah min pui bawk thin.

Insumtheihna hman chhuah dan

Miin heng te hi a lan chhuah tir thei tur a ni:

  • Tum ram fel tak in tuka bawhzui.
  • Thil harsa leh chona sang tak pawh zir tur leh bei tura tan fan fan
  • Ruahmanna siam leh bawh zui peih
  • Midangte dah pawimawh hmasak a tul chang a mahni in dahthat dan thiam
  • Thil tih naah  dawhtheihna leh rintlak zia lantir.
  • Hlawhchhamna leh Hnungtawlh chang a lo thlen pawh a a aia nasa a bei a mahni in chawhphur thiam te
  • Midang leh mahniah rinna nghat chunga hmalak

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Tum ram thleng tura hmalak (Agency) chuan dona leh harsatna karah pawh kan tum ram thleng thei tura hma kan lak ngamna hi a kawk a.

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Inhmanna chu thil thleng leh hmalakna hrang hrang ah te, kan thil tih leh thutlukna siam nghawng thei ah te thahnem ngai taka kan

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Thawh hona (Collaboration) tih chu midangte nena zai ngai tak leh lungrual taka a huho a thawh a ni a. Tum ram hlawhtling taka thleng thei tura ruahmanna felfai

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Hmalak thiamna (Initiative) kan tih chuan ngaihdan, midang te leh tawnhriatah te thatho tak leh rilru pe thei tura min kaihhruai theihna a ni. Chet lak a tul hun a

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Chhawrhnahawmna (Resourcefulness) kan tih chu hmun/hun hrang hrangah te in siam rem a, a tangkai thei zawng a thil ngaihtuah leh a chinfelna kawng zawng a

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विलंबित संतुष्टि

इसमें भविष्य में मिलने वाले लाभ की आशा में तत्काल लाभ को स्थगित करने की क्षमता है। यह क्षमता भावनात्मक पहलू की अपेक्षा बौद्धिक पहलू से ज्यादा सम्बंधित है। बाद में मिलने वाले लाभ की आशा में मिलने वाले तत्काल लाभ को छोड़ देते है। यह क्षमता हमारे आवेगो पर रोक लगाती है, आत्मनियंत्रण का अभ्यास कराती है तथा हमें ज्यादा जिम्मेदार बनाती है।

विलंबित संतुष्टि एक ऐसा महत्त्वपूर्ण धारक है जो अच्छी आदतों का निर्माण, स्व-अनुशासन, दूसरों के साथ स्वस्थ रिश्ते बनाना, शैक्षिक लक्ष्यपूर्ति नौकरी हासिल कर के उसे बनाये रखना आदि महत्वपूर्ण कार्य करती है। सामूहिक निर्णय क्षमता को बढ़ाकर समूह में एक साथ काम करना सीखाकर लक्ष्य को हासिल करने में यह क्षमता खास भूमिका निभाती है।

विलंबित संतुष्टि इस कौशल के व्यवहार में

व्यक्ति यह करने में सक्षम हो सकेगा :
• दीर्घकालिक लक्ष्य स्थापित कर उसे पाने की कोशिश करना।
• कुछ ऐसा सीखने या करने में लगे रहना, भले ही वह कठिन या चुनौतीपूर्ण हो।
• योजनाएँ बनाकर उसका अनुसरण करना।
• अपनी आवश्यकताओं को स्थगित कर दूसरों की आवश्यकताओं को प्राथमिकता देना।
• संबंधों में अपने तथा दूसरों की लक्ष्य पूर्ति के लिए समर्पण का प्रदर्शन करना।
• अपने कार्यो में एक जिम्मेदारी का एहसास तथा संयम दिखाना।
• हानि या नुकसान होते हुए भी फिर से कोशिश या प्रेरित होकर प्रयत्न करना।
• जोखिम उठाना और अपने में तथा दूसरे में विश्वास रखना।

ये रूप में भी जाना जाता है:

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विश्लेषणात्मक सोच एक ऐसी योग्यता है जो पर्याप्त जानकारी या परिस्थिति को विस्तृत रूप से जाँचती है एवं  उसे प्रमुख भागों में अच्छी समझ के लिए विभाजित करती है उसके मजबूत एवं कमजोर पक्षों को

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संख्यात्मक काम पर और सामान्य रूप से समाज में कार्य करने के लिए आवश्यक स्तर पर गणित का उपयोग करने, गणितीय जानकारी को समझने और उपयोग करने, गणितीय जानकारी की गणना तथा जोड़-

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सामान्य ध्येय की पूर्ति के लिए नेतृत्व करने का कौशल लोगों के समूह को संगठित कर प्रेरित करता है l यह निष्पक्ष एवं जिम्मेदारी पूर्वक व्यवहार कर लोगों का विश्वास एवं आदर अर्जित करने तथा दूसरों की

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यह उपलब्ध प्रमाण तथा तर्क के परिप्रेक्ष्य में अपने मतों / विचारों को निष्पक्ष रूप में संशोधित करना व बनाना की योग्यता है। यह अनुमेय दृष्टिकोण के साथ निष्पक्ष रहकर सभी विचारों को एक स्तर पर देखने का

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धीरज-धैर्य हमे दीर्घकालीन लक्ष्य को धैर्य तथा ऊर्जा के साथ पाने के लिए गतिमान रखता है । कभी-कभी हम किसी लक्ष्य को प्राप्त करने के लिए इतने सक्रिय हो जाते है की वह हमारे सम्पूर्ण जीवन को दिशा दे

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વિલંબિત પ્રસન્નતા

વિલંબિત પ્રસન્નતા એ લાંબા ગાળા માટે મૂલ્યવાન અથવા વ્યક્તિગત રીતે સંતોષકારક પુરસ્કાર મેળવવાની આશામાં તાત્કાલિક સંતોષ માટે લાલચનો પ્રતિકાર કરવાની ક્ષમતા છે. આ માટે ભાવિ પુરસ્કારની અપેક્ષામાં તાત્કાલિક આનંદને આગળ કરીને ભાવનાત્મક પાસાઓને બદલે પુરસ્કારના બૌદ્ધિક પાસાઓ પર હાજરી આપવાની ક્ષમતાની જરૂર છે. આપણા આવેગોને નિયંત્રિત કરવાની અને સ્વ-નિયંત્રણનો અભ્યાસ કરવાની આપણી ક્ષમતા છે અને તેના દ્વારા આપણે આપણી જાતને વધુ જવાબદાર બનાવી શકીએ છીએ.

વિલંબિત પ્રસન્નતા એ તંદુરસ્ત ટેવો કેળવવા, સ્વ-શિસ્તને પોષવા, અન્ય લોકો સાથે સંબંધો બાંધવા, શૈક્ષણિક લક્ષ્યોને અનુસરવા, નોકરી ટકાવી રાખવા અને કારકિર્દી બનાવવા માટે આવશ્યક ઘટક છે. તે સહકારી નિર્ણય લેવામાં પણ મુખ્ય ભૂમિકા ભજવે છે અને તેના દ્વારા તે પરસ્પર સ્વીકૃત ધ્યેયો પ્રાપ્ત કરવા માટે સાથે મળીને કામ કરવાની અમારી ક્ષમતાને વધારે છે.

વિલંબિત પ્રસન્નતા ક્રિયામાં (કેટલાક મુખ્ય સૂચકાંકો)

વ્યક્તિ નીચેની બાબતો કરી શકશે:
● વિક્ષેપ ટાળવા અને પ્રેરિત રહેવા માટે સક્ષમ હશે.
● ભવિષ્યની અપેક્ષા રાખી શકશે અને રાહ જોવાના લાંબા ગાળાના ફાયદાને ઓળખી શકશે.
● કંઇક શીખવા અથવા કરવાનું ચાલુ રાખી શકશે, ભલે તે મુશ્કેલ અથવા પડકારજનક હોય.
● પ્રલોભનો છતાં તંદુરસ્ત કસરત અને આહારનું પાલન કરી શકશે.
● સંબંધોમાં અન્યની જરૂરિયાતોને સમય માટે સ્થગિત કરીને પોતાની જરૂરિયાતોને પ્રાથમિકતા આપી શકશે.
● વિક્ષેપો હોવા છતાં વધુ ધ્યેય અથવા ભવિષ્ય માટેની દ્રષ્ટિ પ્રત્યે સમર્પણ દર્શાવવામાં સક્ષમ હશે.
● નિષ્ફળતા અથવા આંચકોની સ્થિતિમાં ફરીથી અને વધુ સખત પ્રયાસ કરવા માટે પ્રેરણા પ્રદર્શિત
કરી શકશે.

ये रूप में भी जाना जाता है:

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ધૈર્ય એ આપણા લાંબા ગાળાના ધ્યેયોને ઉત્કટ અને ખંત સાથે આગળ વધારવાની ક્ષમતા છે. ધીરજ એ તેના પ્રેમ માટે કંઈક કરવાનું અને મુશ્કેલીઓ અને અવરોધો હોવા છતાં તેને લાંબા સમય સુધી વળગી રહેવાનું સંયોજન છે.

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નાણાકીય વ્યવસ્થાપન અર્થ છે વ્યક્તિગત અથવા કૌટુંબિક સ્તરે સફળતાપૂર્વક નાણાંનું સંચાલન કરવા માટે જરૂરી જ્ઞાન, કુશળતા, મૂલ્યો અને ટેવો. તેમાં કમાણી, ખર્ચ, બચત, ઉધાર અને સમજદારીપૂર્વક અને જવાબદારીપૂર્વક રોકાણ કરવાનો સમાવેશ થાય છે.

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મેટાકોગ્નિશન એ આપણી પોતાની વિચારસરણીને સમજવાની ક્ષમતા છે, આપણે શું જાણીએ છીએ અને શું નથી જાણતા તે ઓળખવાની ક્ષમતા છે અને તે મુજબ આપણી વિચાર પ્રક્રિયાઓને ગોઠવવાની ક્ષમતા છે.

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પરિવર્તનશીલ ઉદ્યોગસાહસિકતાનો અર્થ નવીન ઉકેલો બનાવવાની ક્ષમતા છે જે પરિવર્તનને સક્ષમ કરે છે અને લાંબા ગાળાની આર્થિક અને સામાજિક અસરમાં વધારો કરે છે.

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જવાબદારી એ વ્યક્તિગત અથવા સામાજિક સંદર્ભમાં આપણી ભૂમિકા, સ્થિતિ, હેતુ અને યોગ્ય પ્રતિભાવને ઓળખવાની ક્ષમતા છે અને તેને આપણી શ્રેષ્ઠ ક્ષમતા મુજબ સક્રિયપણે કરવા માટેની ક્ષમતા છે. તેમાં નક્કર પગલાં અને આપણી અને અન્યની જરૂરિયાતો માટે ચિંતા બંનેનો સમાવેશ થાય છે; શહેર કે નાગરિકોના સારા માટે પગલાં લેવા પ્રેરિત છે.

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ವಿಳಂಬಿತ ತೃಪ್ತಿ

ವಿಳಂಬಿತ ತೃಪ್ತಿ ಕೌಶಲವು, ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಮೌಲ್ಯಯುತ ಅಥವಾ ವೈಯಕ್ತಿಕ ತೃಪ್ತಿಯನ್ನು ಹೊಂದುವ ಬಯಕೆಯಿಂದ, ಶೀಘ್ರ ತೃಪ್ತಿಯ ಭಾವವನ್ನು ತಡೆಯುವ ಸಾಮರ್ಥ್ಯವಾಗಿದೆ. ಇದಕ್ಕೆ , ನಂತರದ ಬಹುಮಾನದ ನಿರೀಕ್ಷೆಯಲ್ಲಿ ತಕ್ಷಣದ ಸಂತೋಷವನ್ನು ಮುಂದಿಟ್ಟುಕೊಂಡು, ಭಾವನಾತ್ಮಕ ಅಂಶಗಳಿಗಿಂತ ಬಹುಮಾನದ ಬೌದ್ಧಿಕ ಅಂಶಗಳಿಗೆ ಒತ್ತು ನೀಡುವ ಕೌಶಲ ಅವಶ್ಯಕವಾಗಿದೆ. ಇದು ನಮ್ಮ ಪ್ರಚೋದನೆಗಳನ್ನು ನಿಯಂತ್ರಿಸುವ ಮತ್ತು ಸ್ವಯಂ ನಿಯಂತ್ರಣವನ್ನು ಪ್ರದರ್ಶಿಸುವ ಮೂಲಕ ನಮ್ಮನ್ನು ಹೆಚ್ಚು ಹೊಣೆಗಾರರನ್ನಾಗಿಸುವ  ಸಾಮರ್ಥ್ಯವಾಗಿದೆ.

ವಿಳಂಬಿತ ತೃಪ್ತಿ ಕೌಶಲವು ಆರೋಗ್ಯಕರ ಅಭ್ಯಾಸಗಳನ್ನು ಬೆಳೆಸಿಕೊಳ್ಳಲು, ಸ್ವಯಂ-ಶಿಸ್ತು ರೂಢಿಸಿಕೊಳ್ಳಲು, ಇತರರೊಡನೆ ಸಂಬಂಧಗಳನ್ನು ಬೆಳೆಸಲು, ಶೈಕ್ಷಣಿಕ ಗುರಿಗಳನ್ನು ಸಾಧಿಸಲು, ಕೆಲಸ ಮುಂದುವರೆಸಲು ಮತ್ತು ವೃತ್ತಿಯನ್ನು ಸೃಷ್ಟಿಸಲು ಅವಶ್ಯಕವಾಗಿದೆ. ಇದು ಪರಸ್ಪರ ಒಪ್ಪಿಕೊಂಡ ಗುರಿಗಳನ್ನು ಸಾಧಿಸಲು ಜೊತೆಯಾಗಿ ಕೆಲಸ ಮಾಡುವ ಮೂಲಕ ಸಹಯೋಗಿತ್ವದಲ್ಲಿ  ನಿರ್ಧಾರ ತೆಗೆದುಕೊಳ್ಳಲು ಪ್ರಮುಖ ಪಾತ್ರ ವಹಿಸುತ್ತದೆ.

ವಿಳಂಬಿತ ತೃಪ್ತಿ ಕಾರ್ಯರೂಪದಲ್ಲಿ ಕೌಶಲ
(ಕೆಲವು ಪ್ರಮುಖ ಸೂಚಕಗಳು)

ವ್ಯಕ್ತಿಯು ಈ ಸಾಮರ್ಥ್ಯಗಳನ್ನು ಹೊಂದಲು ಸಾದ್ಯವಾಗುವುದು:

  • ಗಮನಭಂಗ ತಡೆಯುವುದು ಮತ್ತು ಪ್ರೇರೇಪಣೆ ಹೊಂದುವುದು 
  • ಭವಿಷ್ಯವನ್ನು ನಿರೀಕ್ಷಿಸುವುದು ಮತ್ತು ಕಾಯುವಿಕೆಯ ದೀರ್ಘಾವಧಿ ಅನುಕೂಲಗಳನ್ನು ಗುರುತಿಸುವುದು 
  • ಕಷ್ಟಕರ ಅಥವಾ ಸವಾಲು ಎನಿಸಿದರೂ ಕಲಿಯುವ ಅಥವಾ ಏನಾದರೂ ಮಾಡುವ ಮೂಲಕ ನಿರಂತರ ಕಲಿಕೆಯಲ್ಲಿ ತೊಡಗುವುದು 
  • ಉತ್ತೇಜನಗಳ ಹೊರತಾಗಿಯೂ ಆರೋಗ್ಯಕರ ವ್ಯಾಯಾಮ ಮತ್ತು ಆಹಾರದ ದಿನಚರಿಯನ್ನು ಅನುಸರಿಸುವುದು 
  • ಸಂಬಂಧಗಳಲ್ಲಿ ಸ್ವಲ್ಪ ಸಮಯದವರೆಗೆ ನಮ್ಮ ಅವಶ್ಯಕತೆಗಳಿಗಿಂತ ಇತರರ ಅವಶ್ಯತೆಗಳಿಗೆ ಪ್ರಾಮುಖ್ಯತೆ ನೀಡುವುದು 
  • ವ್ಯಾಕುಲತೆಗಳ ಹೊರತಾಗಿಯೂ ಉನ್ನತ ಗುರಿ ಅಥವಾ ಭವಿಷ್ಯದ ದೃಷ್ಟಿಯೆಡೆಗೆ ಸಮರ್ಪಣೆಯನ್ನು ಪ್ರಾತಕ್ಷತೆಗೊಳಿಸುವುದು 
  • ವಿಫಲತೆ ಅಥವಾ ಹಿನ್ನೆಡೆಯಾದ ಪಕ್ಷದಲ್ಲಿ ಮತ್ತೊಮ್ಮೆ  ಪ್ರಯತ್ನಿಸಲು ಮತ್ತು ಹೆಚ್ಚು ಗಮನ ನೀಡಲು ಪ್ರೇರೇಪಣೆಯನ್ನು ಪ್ರದರ್ಶಿಸುವುದು

ಹೀಗೆಂದು ಸಹ ಕರೆಯಲಾಗುವುದು

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ಮುಕ್ತತಾ ಕೌಶಲವು ಲಭ್ಯವಿರುವ ಪುರಾವೆ ಮತ್ತು ಅನಿಸಿಕೆಗಳ ಆಧಾರದ ಮೇಲೆ ನಮ್ಮ ಆಲೋಚನೆಗಳನ್ನು, ಪುನರ್ ರಚಿಸಲು ಮತ್ತು ಪರಿಷ್ಕರಿಸಲು ಒಪ್ಪಿಗೆ ಸೂಚಿಸುವ ಸಾಮರ್ಥ್ಯವಾಗಿದೆ.

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ಪಾಂಡಿತ್ಯದ ದೃಷ್ಟಿಕೋನವು ಬಾಹ್ಯ ನಿರ್ವಾಹಕ ಸೂಚಕಗಳ ಪ್ರಭಾವಕ್ಕೆ ಒಳಪಡದೇ, ಹೊಸ ಕೌಶಲಗಳನ್ನು ಕಲಿಯುವ ಮತ್ತು ಸಾಧಿಸುವ, ನಮಗೆ ನಾವೇ ಗುರಿಗಳನ್ನು ಹಾಕಿಕೊಳ್ಳುವ ಮೂಲಕ ಕಾರ್ಯದಲ್ಲಿ ಪಾಂಡಿತ್ಯ ಸಾಧಿಸುವೆಡೆಗೆ ಗಮನಹರಿಸುವ ಸಾಮರ್ಥ್ಯವಾಗಿದೆ.

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ಕುತೂಹಲವು ಯಾವುದೇ ಪ್ರತಿಫಲವನ್ನು ನಿರೀಕ್ಷಿಸದೇ, ಆಶ್ಚರ್ಯ ಪಡುವ ಮತ್ತು ಏನಾದರೂ ಕಲಿಯುವ ಇಚ್ಛೆಯಿಂದ ಅಥವಾ ತಿಳಿಯುವ ಮೂಲಕ ಅನ್ವಯಿಸುವ ಕೌಶಲವಾಗಿದೆ. ಇದು ಮಾಹಿತಿ ಅಂತರವನ್ನು ಗುರುತಿಸುವ ಹಾಗೂ ಅಂತರ ಕಡಿಮೆ ಮಾಡಲು ಸ್ವಯಂ ಪ್ರೇರಿತವಾಗುವುದನ್ನು ಒಳಗೊಂಡಿದೆ.

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ಕರ್ತೃತ್ವ ಕೌಶಲವು, ವಿರೋಧಾಬಾಸವಿದ್ದಾಗಲೂ ಸಹ, ನಮ್ಮ ಜೀವನದ ಕುರಿತು ನಿರ್ಣಯ ತೆಗೆದುಕೊಳ್ಳುವ ಮತ್ತು ಸ್ವತಂತ್ರವಾಗಿ ಪ್ರತಿಕ್ರಿಯಿಸುವ ನಮ್ಮ ಸಾಮರ್ಥ್ಯದ ಮೇಲೆ ನಮಗಿರುವ ನಂಬಿಕೆಯಾಗಿದೆ.

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ಆರ್ಥಿಕ ಸಾಕ್ಷರತೆ ಎಂದರೆ ವೈಯಕ್ತಿಕ ಅಥವಾ ಕೌಟುಂಬಿಕ ಮಟ್ಟದಲ್ಲಿ ಹಣವನ್ನು ಯಶಸ್ವಿಯಾಗಿ ನಿರ್ವಹಿಸಲು ಅವಶ್ಯಕವಾದ ಜ್ಞಾನ, ಕೌಶಲ, ಮೌಲ್ಯಗಳು ಮತ್ತು ಅಭ್ಯಾಸಗಳನ್ನು ಹೊಂದಿರುವುದು ಆಗಿದೆ.

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